Gents, loafers can jump up and down on the scale of casual to formal. You can wear them with socks or without; your choice depends on the climate and the occasion.
One should be careful and pay heed to the points mentioned below while selecting the formal loafers.
1. Choose leather over suede material.
2. Opt for traditional colors like brown and black
3. Check for thick sole and heel.
4. Avoid any gaudy decorations on the upper of the shoe to distract attention from your outfit.